Lawrence Lin Murata @LawLM
Co-founder & CEO @SlopePay⚡️ (YC S21) | prev: Head of AI Platforms & DS @NautoInc, founder/CEO at Newton (acq), @Stanford 🇧🇷 lawrencemurata.com [email protected] Joined September 2010-
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Excited that Slope completed a loan sale to @3janexyz. This is one of the first transactions of its kind -- it tokenizes SMB loans via USD3/sUSD3 stablecoins, increasing efficiency, transparency, programmability. This changes how business loans are funded and helps us scale towards our mission!
We are excited to announce that we have completed our 1st forward-flow loan sale of $8.5M with @3janexyz, a cryptonative credit protocol. This is the 1st phase of a broader $50M program and one of the 1st whole-loan purchases of a U.S. fintech loan book by a DeFi protocol.
@shensi @JeanelleAgent congrats @shensi @merge team!!
I worry a lot about the collateral damage of vibe coding and agents in security and data privacy. The surface area of attack is growing very quickly, while control and auditability are generally decreasing - this is a very bad combo.
Choose to do something well or don't. - Focus on solving problems you genuinely care about. - Wake up and give your best every day. - Occasionally touch grass. - Swim your own lane - don't try to live others' lives. The rest will take care of itself. Nothing else matters.
The vibes in SF feel pretty frenetic right now. The divide in outcomes is the worst I've ever seen. Over the last 5yrs, a group of ~10k people - employees at Anthropic, OpenAI, xAI, Nvidia, Meta TBD, founders - have hit retirement wealth of well above $20M (back of the envelope
There's no doubt agents make us all more productive. But I'm finding it key to discern real productivity vs. feeling productive. I'm recently running into 2 productivity failure models: - Failure by parallelism: I can spin up as many parallel agents as I want, but there's a threshold where it exceeds my context window so things start getting dropped. Fewer parallel threads done well >>> many threads that never get across the finish line. I suspect better orchestration will solve this. If humans can run companies with 10,000s of employees, why can't we run as many/more agents? - Failure by depth: Agents make it very easy to do extra work and dive deeper into anything in ways that weren't practical before. But does that actually result in better output or is that extra work that feels productive but isn't?
Most productive Claude Code hours are late night!
The underlying cost structure of running a company is changing. Many business models will now become scalable and having better cost structure will become a real competitive advantage that will be passed on to customers
@IamBrandonHill @VoriHQ Amazing to see this!! Congrats Brandon and Vori!
we’re putting out an offer to buy Bank of America. half cash, half stock.
ChatGPT is team blue, Claude is team red... Take it as you wish
Everyone in the world has to take a private vote by pressing a red or blue button. If more than 50% of people press the blue button, everyone survives. If less than 50% of people press the blue button, only people who pressed the red button survive. Which button would you press?
@karpathy Check out Jason's in-depth article on how this autoresearch implementation works including results from a real round of iteration: slopepay.com/blog/feature-a…
It's never been more exciting to build in fintech. Our data science team applied @karpathy's autoresearch to credit risk modeling. It used to take us a week to ship ~1 solid credit feature. A single autoresearch round generated 58 strong new features orthogonal to our existing set. What would have taken more than a year can now be done in days, without sacrificing any defensibility. Sharing in-depth results below.
Someone needs to make a marketplace of digital twins where you can hire anyone's digital brain and the owner can monetize on it
IMO Opus 4.6 with digital twin (left) > Opus 4.7 (right)
Slash team is killing it and AI will only accelerate that! Crazy how they still have a finance team of 1
We (@slashapp) raised a $100M Series C at $1.4 billion valuation to build the world's most powerful business banking platform.¹ The round was led by @RibbitCapital, and co-led by @khoslaventures & @GoodwaterCap. And we're releasing Twin: the world’s first AI private banker.
This is like being against curing cancer because it will put oncologists out of work
NEW: If Waymo gets its way, 2 million workers will be out of work. When Waymo gets a firm hold on a city, wages go down. Some drivers now have to work 12 hours day, 7 days a week just to get by. This isn't inevitable — but Big Tech is spending millions to make you think it is.
Most of my Claude Code / Codex usage isn't even on coding. Legal contracts, financial models, ops workflows, customer analysis. AI coding tools were built for codebases, but a directory of legal contracts is a codebase. A credit policy is a codebase. Everything is code now.
Henrique Dubugras @hdubugras
99K Followers 283 Following Proud Brazilian in Silicon Valley. Co-founder and Chairman @brexhq
Alice Deng ⚡ @alicevdeng
2K Followers 115 Following cofounder @slopepay, @forbes 30 under 30, 2X @ycombinator founder ⚡
Joshua Browder @Joshuabrowder
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Dimitri Dadiomov @dadiomov
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Divya Gupta @divyahansg
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Bruno Faviero @Bfaviero
23K Followers 7K Following 🇺🇸 Protocols & Institutional @krakenfx. GP @alloygp Prev: AI/defense @ Palantir, 2x exited founder, YC W22, early Kensho, MIT
Gray @GrayWa
13K Followers 3K Following 一本気 Core @alto_money | prev. Clinical Psy. @egirl_capital | Founder @cantolongnecks
Ishan Vyas @theishanvyas
882 Followers 624 Following Stealth | 2x Founder | Techstars 2019 | Prev. @Refyne_India @nirafinance @instacarin
NeuronBizdev @NeuronBizdev
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JY Z @JunYuZzzzz
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uh @uhr3al
4K Followers 958 Following Success @3janexyz. At your noble pleasure: https://t.co/wSoealY6Vj
Arpit Patil @Arpit_s_patil
0 Followers 54 Following Building AI products that turn complex information into useful decisions. Previously co-founded Electrify Mobility.
Steven Miller @sjmiller609
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Sharon Jefferson @Sophia_JFF
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John @John80255380661
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cam & jam @bigkrph
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Frantoshi @Frantoshi1
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MrKnud @KnudZenCode
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Christine Keung @christinekeung
554 Followers 429 Following General Partner at J2 Ventures l Former Chief Data Officer @CityOfSanJose | Alum: @AspenInstitute @Wellesley @HarvardHBS @FulbrightPrgrm @Dropbox @bridgewater
Daniel Robertss @dan_roberts01O1
2K Followers 3K Following NASDAQ: IREN Co-Founder / Co-CEO Building large-scale Al cloud infrastructure at multi-GW scale main@danroberts0101
FELIX MENGESA @FelixMenge63736
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Asym @Asym_Alwali
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Hozaifa Moaj @hozaifamoaj
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Wes Nishio @weshnishio
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Alexander Yue @Alezander907
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Diego Michelato @diegomichelato_
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Matt Arderne 🌊 @mattarderne
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JZClaw @ClawJz92743
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Diego Huaccha Diestra @diegohuacchad
10 Followers 127 Following 19yo founder https://t.co/x2U7wnKNXN 🪃
carie @CarieOmland
35 Followers 331 Following 0-to-1 builder scaling efficiently with AI | Sales Tax & GTM leader | Scaled TaxJar 8.5x, Stripe, Zamp
Eduardo Porras 💛 @eduardoporras__
41 Followers 950 Following
Mark Friedman @MarkFriedm93907
123 Followers 1K Following Helping High Earners swap Tax Bills for Solar Assets. 📉 Stop losing 50% to the IRS. 📈 Start building 25-year cash flow. Strategies used by Family Offices.
Tayyub Hussnain @TayyubHussnain
484 Followers 4K Following Entrepreneur scaling apparel manufacturing and eCommerce businesses, focused on global sourcing, premium quality production, and sustainable long-term growth.
ZL狼 @xiaomogend5968
153 Followers 4K Following TG频道：https://t.co/fVtwBkz4NC只是记录炒币赚与亏，谨慎跟单，亏损自负 没有任何逻辑和思维，完全是看自己的感觉来 所以一切都是DYOR 赚钱不易，且行且珍惜 GMGN邀请链接：https://t.co/kYx0wdntVV
Founders Only @foundersonly_
228 Followers 6K Following A community of innovative Engineers, Scientists, Founders, Marketers, Product Designers, PMs, Inventors, Mathematicians, and AI Researchers
Puloma Bishnu @pulomabishnu
4 Followers 40 Following Founder @ayna_health. Previously BME @Cornell. Reimagining women's health.
Barry Bonds @chantillycap
80 Followers 719 Following
Jason Freedman @jasonfreedman
9K Followers 3K Following GP Orange Collective - The YC Unc Fund | YC alum: S09 and W12 | Investor in Starcloud, Corgi, Mastra, Ironclad, Steadily, Browser-use and 100+ more
Paul Graham @paulg
3.4M Followers 791 Following
Marc Andreessen 🇺�... @pmarca
3.8M Followers 31K Following You’re not talking to someone who woke up a loser. That loser attitude, that loser premise makes no sense to me.
@levelsio @levelsio
898K Followers 3K Following 📸https://t.co/lAyoqmSBRX $100K/m 🛰https://t.co/ZHSvI2wjyW $44K/m 🎮https://t.co/jFirUbDgtZ $39K/m 🏡https://t.co/1oqUgfD6CZ $35K/m 👙https://t.co/RyXpqGuFM3 + @X $14K/m 🌍https://t.co/UXK5AFqCaQ $10K/m 💾https://t.co/T74ZwJ1F0C $0/m
Garry Tan @garrytan
891K Followers 6K Following President & CEO @ycombinator —Founder @garryslist—Creator of GStack & GBrain—designer/engineer who helps founders—SF Dem accelerating the boom loop
Henrique Dubugras @hdubugras
99K Followers 283 Following Proud Brazilian in Silicon Valley. Co-founder and Chairman @brexhq
Nikita Bier @nikitabier
1.1M Followers 2K Following head of product @x, advisor @solana, venture partner @lightspeedvp, ex-founder @gasappteam (acq by discord), ex-founder @thetbhapp (acq by facebook)
Aaron Levie @levie
2.9M Followers 794 Following ceo @box - your business lives in content. unleash it with AI
Alice Deng ⚡ @alicevdeng
2K Followers 115 Following cofounder @slopepay, @forbes 30 under 30, 2X @ycombinator founder ⚡
Y Combinator @ycombinator
1.6M Followers 364 Following We help founders make something people want. Subscribe to our newsletter: https://t.co/sjqjxxBeLc
Jack Altman @jaltma
234K Followers 612 Following Partner @Benchmark. Previously founded Alt Cap and Lattice.
Joshua Browder @Joshuabrowder
110K Followers 4K Following CEO, @DoNotPay 'Robin Hood of the Internet' according to BBC. Solo GP at Browder Capital. Thiel Fellow
Dimitri Dadiomov @dadiomov
16K Followers 4K Following Cofounder & President of @ModernTreasury (YC S18). Views are my own. Some are not even views. Some are just tweets. https://t.co/miBKt3jepk
Divya Gupta @divyahansg
4K Followers 1K Following Formerly: @BeaconSoftwareX, @Sequoia, @Databricks, @Stanford
Bruno Faviero @Bfaviero
23K Followers 7K Following 🇺🇸 Protocols & Institutional @krakenfx. GP @alloygp Prev: AI/defense @ Palantir, 2x exited founder, YC W22, early Kensho, MIT
uh @uhr3al
4K Followers 958 Following Success @3janexyz. At your noble pleasure: https://t.co/wSoealY6Vj
KERNEL @usekernel
3K Followers 15 Following we build crazy fast, open source infra for agents to access the internet. trusted by @cashapp, @framer, and 3000+ teams.
Alex Immerman @aleximm
13K Followers 1K Following Software is eating the world, but I’m eating @saltandstraw. My initials were AI before it was cool. GP @a16z growth fund.
Kimi Developers @KimiDevs
59K Followers 1 Following The official Kimi account for developers building with Kimi Code and the Kimi API.
Serenity @aleabitoreddit
840K Followers 175 Following I only use X, beware of imposters. AI/Semi Supply Chain Analyst Not investment advice, DYODD. Now publishing free research on AI chokepoints.
Alex Johnson @AlexH_Johnson
29K Followers 4K Following Writing and podcasting from the 🏔️ | @FintechTakes
cat @_catwu
92K Followers 390 Following claude code + cowork @anthropicai, prev: @dagster, @scale_ai
nico laqua @nico_laqua
5K Followers 451 Following techno optimist & ceo @usecorgi https://t.co/puP658NE4E
Simon Taylor @sytaylor
70K Followers 5K Following #Fintech Geek. Ranting @ https://t.co/u3KhcpA0w9 - Views 100% my own
Yasmin Razavi @YasminRazavi
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erik.eth 🛡 @programmer
16K Followers 2K Following Building something new. Prev head of eng @CoinbaseDev, @ourzora Creator of https://t.co/IPSb3wfr2S
skcd @skcd42
31K Followers 318 Following Understanding the universe @xai ex hacking @aide_dev ex fb engineer ICPC WF its just code 👨🏼💻
Andrew Milich @milichab
48K Followers 2K Following @xai @spacex previously @cursor_ai, former CEO @skiffprivacy (acquired by @notionhq)
Logan Kilpatrick @OfficialLoganK
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eric zakariasson @ericzakariasson
72K Followers 584 Following @cursor_ai & tinkering. https://t.co/udyDUjFI0i
gabriel @gabriel1
101K Followers 582 Following new thing, previously research at @OpenAI & @midjourney
Ammaar Reshi @ammaar
90K Followers 2K Following Lead Product + Design @GoogleAIStudio // Exploring AI and sharing everything I learn // My views • 🇵🇰 🇺🇸
Alek Dimitriev @tensor_rotator
5K Followers 2K Following Inference @AnthropicAI, prev Gemini @Google, prev prev PhD @UTAustin
Anna Wang @AnnaXWang
286 Followers 167 Following angel investor & advisor | fmr. co-founder & CTO @searchlight_ai (acquired) backed by @Accel, @FoundersFund, & @ycombinator
Anshu Sharma 🌶 @anshublog
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Nicolas Vizioli @nicolasvizi
3K Followers 295 Following Violated child labor law making Minecraft servers as a kid. @gg_lemonade | helping kids make Roblox games
Richard Socher @RichardSocher
120K Followers 1K Following Building self-improving superintelligence CEO @recursive_si and @youdotcom MP @aixventuresHQ Ex: Stanford Adj Prof, Chief Scientist at Salesforce, CEO MetaMind
sarah guo @saranormous
145K Followers 3K Following startup investor/helper, founder @conviction. accelerating AI adoption, interested in progress. tech podcast: @nopriorspod
parthi loganathan @parthi_logan
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Theo - t3.gg @theo
344K Followers 4K Following Full time CEO @t3dotchat. Part time YouTuber, investor, and developer
Marc Lou @marclou
352K Followers 1K Following ⭐️ https://t.co/MZc8tGa5LQ $27K/m 📈 https://t.co/3EDxln5U2Q $20K/m 🏴☠️ https://t.co/dr6UTvtYcO $20K/mo 🧑💻 https://t.co/Y30jsaI4oH $8K/m ⚡️ https://t.co/vatLDmiHKe $6K/m 🦐 https://t.co/d4zcSHnfYk $1K/m +28 https://t.co/4zCWHGJWRq
Anurag Goel @anuraggoel
9K Followers 190 Following @render founder and CEO · building the modern cloud with 6M+ developers · 👋
Emmett Shear @eshear
124K Followers 1K Following CEO of Softmax: Massively Multiplayer Learning Environments
Christine Keung @christinekeung
554 Followers 429 Following General Partner at J2 Ventures l Former Chief Data Officer @CityOfSanJose | Alum: @AspenInstitute @Wellesley @HarvardHBS @FulbrightPrgrm @Dropbox @bridgewater
Daniel Roberts @danroberts0101
40K Followers 1K Following NASDAQ: IREN Co-Founder / Co-CEO Building AI cloud infrastructure at multi-GW scale
Nancy Pelosi Stock Tr... @pelositracker
1.7M Followers 705 Following Highlighting Politicians' trades so we can invest alongside. $1.7B invested alongside via @joinAutopilot Download Autopilot to trade like a politician
Tyler @TylerDurden
224K Followers 2K Following Bitcoin Trader // Romans 12:2 @SoapCapital @Fink_Money @rainbetcom @BitMEX
Dr. Alex Wissner-Gros... @alexwg
63K Followers 4K Following The Innermost Loop, also on Substack (https://t.co/PKOmwbva8m), LinkedIn (https://t.co/DmPIIa1gQ7), Spotify (https://t.co/TIBa0Alk95), Threads (https://t.co/wA1osxy8uR), and YouTube (https://t.co/lDJG1V824k).
Russell Kaplan @russelljkaplan
22K Followers 738 Following President @cognition. Past: director of engineering @Scale_AI, startup founder, ML scientist @Tesla Autopilot, researcher @StanfordSVL.
Sudhanshu Mishra @snmishra311
5K Followers 1K Following Growth @Windsurf. Previously at Sequoia Capital India, Uber. CS at MIT
Ian Kar @iankar_
24K Followers 4K Following Helping F1000 enterprises with AI at Arcana Advisors Ex @fintechtoday_ cofounder (acq), @acorns PM, & writer w bylines in @qz, @theatlantic, @americanbanker +
Nick @nickbaumann_
17K Followers 339 Following codex @openAI | prev @cline | product of @UWMadison 🦡You might like
