Markey Insurance @MarkeyInsurance

Three quiet claims trends are reshaping home insurance Insurers are keeping a close eye on a trio of emerging risks including a potential 25-year time bomb under your sink. It’s a wake up call for anyone with a residential home or a business premises. ow.ly/bhjY50ZajJV

Cyber insurance premiums are softening After years of steep increases following the huge 2022 data breaches involving Optus and Medibank, the AU cyber insurance market is now becoming more competitive. Premiums are easing & coverage is broadening as new insurers enter the market.

Travellers beware! Dozens of travellers say phishing scams are still targeting them over their Booking.com reservations. Experts say travel booking data is highly valuable because it contains details about identity, movement & finances. abc.net.au/news/2026-06-0…

Psychological safety is receiving significant media attention in 2026. Psychological injury claims are among the most expensive workplace claims in Australia. They account for a disproportionately large share of compensation costs, impacting future premiums. Talk to Markey.

Stop it or cop it! Remember that double demerits specifically target speeding, illegal mobile phone use, not wearing a seatbelt, and riding without a helmet. Double demerits kick in tomorrow - Friday 5th June until Monday 8th June.

Phishing emails are clever, no longer filled with spelling mistakes & obvious red flags. AI tools allow bad actors to mimic writing styles, reference real business activity, personalise messages & generate convincing legal & financial correspondence. Be cyber aware. Call Markey.

Water Damage Claims are the most common Strata disputes. • Who pays when water leaks between apartments? • Responsibility between owners corporation & lot owner • Damage vs source of leak • Importance of quick reporting These disputes are common & create confusion.

Cody joined Markey in 2020 & his role covers all aspects of financial planning services including SMSF, with a focus on Pre-Retirees. Cody also provides Personal and Business Risk Insurance Advice for Income Protection, Life Insurance & Buy-sell Insurance. markeygroup.com.au/get-advice/

Bank customers are being urged to check their accounts for suspicious transactions after two Romanian nationals were charged with almost 400 alleged fraud offences linked to an alleged card-skimming operation spanning dozens of suburbs. ow.ly/n1XU50Z4yk9

Pre-retirement: the last 10 years matter most. If you’re within a decade of finishing work, now’s the time to clarify your lifestyle goals, work out how much you’ll need, & map where the money will come from. Call us today on (02) 4925 6555. markeygroup.com.au/get-advice/pre…

Commercial Motor & Fleet insurance is designed to protect vehicles used by a business. It covers vehicles for theft and accidents, as well as liability and legal costs for third-party property damage. Talk to Markey to ensure your fleet is protected

PwC says social, technological, economic, environmental & political shocks are “bringing an end to the predictable world that insurers had known since the 1950s ... The stability insurers have long relied on is disappearing. ow.ly/V56A50Z238l

Multi-factor authentication adds an extra layer of security beyond just a password & could be the difference between stopping a cyber attack or facing a costly claim. Simple steps like enabling authenticator apps & strong passwords can significantly reduce exposure. Ask Markey.

Poorly maintained properties - Insurance covers sudden events, not ongoing neglect. Insurance is moving away from covering preventable damage & neglected maintenance, questioning known risks like unrepaired leaks, unsafe electricals, mould issues and unrepaired storm damage.

High-risk climate properties in flood zones, bushfire prone & coastal erosion zones are seeing premiums increase sharply, reduced cover and withdrawing entirely. Before you buy consider these risks.

Aging populations are boosting life-insurance demand. Globally people aged 50+ will reach 33% by 2050. ow.ly/BbF550YVnM8

If you do experience any loss or damage, our claims dept is here to help guide you through the process of lodging, negotiating & settling a claim. Our experienced team ensures a quick and efficient settlement taking the stress off you.

Equipment Breakdown Insurance protects against sudden, accidental electrical or mechanical failures such as electrical burnout, power surge damage, breakdown & more. Some SMEs assume it is included in a standard policy. It isn’t. If in doubt ask Markey to check your policy.

The question is no longer “Do you have insurance?” It’s “Do you understand your risk?” Cost pressures pushing consumers to reduce cover, climate & catastrophe risks driving premium increases, cyber threats expanding faster than most businesses can respond. We can help.

Cyber incidents continue to rank as the leading risk heading into 2026. For SMEs in particular, the impact extends beyond immediate disruption. Cyber insurance provides a critical layer of protection, helping businesses respond. Talk with Markey ow.ly/glaL50YRyeK